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September/October Starke Round-Up

September/October Starke Round-Up

As the new Brand Manager at Starke Agency, since I began working here September 9th, there has not been a day go by that hasn’t made me love this company or my job here more and more. From the September 22nd Golf tournament hosted by the Greater Montgomery Home Builder’s Association where we got to set –up and serve from…

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Starke Agency Selected As 2015 Best Practices Agency

Starke Agency Selected as 2015 Best Practices Agency

Once again, for the ninth straight year, we at  Starke Agency, Inc., Montgomery's oldest independent insurance agency, have been selected by the Independent Insurance Agents & Brokers of America (IIABA) as a "Best Practices" insurance agency. Each year since 1993, IIABA and Reagan Consulting join forces to study the country’s leading agencies in six revenue categories. More than 1,100 independent agencies throughout…

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General Liability Vs. Professional Liability: Insurance For Small Businesses

General Liability vs. Professional Liability: Insurance for Small Businesses

As a small business owner it is vital to protect your company and yourself from claims. It is safe to assume that many small business owners know of and have general liability insurance; but, what about professional liability insurance? While professional liability insurance is most relevant to businesses that perform professional services, any small business can benefit from it. Examples of…

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Wage And Hour: Employee Fairness

Wage and hour: Employee fairness

Lawsuits under the Fair Labor Standards Act (FLSA) have been becoming increasingly popular in the last years. While you might think that you are being fair to all of your employees—full-time, part-time and temporary—sometimes being too flexible, and what you would consider fair, could be reason for an employee to file these types of claims. 3 things NOT to do:…

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Social Media And Cyber Liability

Social Media and Cyber Liability

The main question businesses have about social media is no longer, “Do we need insurance for social media?”, but instead, “Do we have it?” Most businesses participate in some type of social media. If the business itself is not an entity on social media, there is no doubt that some of the employees are. Employee action on social media can be just…

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Independent Contractor Vs. Employee

Independent Contractor vs. Employee

Employer misclassification of their employees as independent contractors continues to be a hot topic for business owners and the IRS, as FedEx and Uber are two huge corporations that have recently found themselves in lawsuits over this dispute. Misclassification occurs when a worker who should be considered a direct employee of a business—and receive a W-2 form to file with…

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Non-Owned And Hired Auto Liability

Non-Owned and Hired Auto Liability

When it comes to protecting your business from potential automobile exposures, you may be under the false impression that a standard Commercial Automobile Policy (BAP) is the only type of coverage needed for vehicles owned or rented by your company. However, should an employee become involved in in an accident when driving their own vehicle or a rented one while…

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Pitfalls Of General Liability Insurance

Pitfalls of General Liability Insurance

With each new year, it seems as if the landscape for the construction industry becomes increasingly complicated. Knowing this, Starke Agency hosted a Contractual Risk Transfer Lunch and Learn to clear up any confusion our clients may have about this topic. Several questions were asked by attendees , specifically regarding insurance coverages and risk management. Below, we have summarized the…

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Joy To Life’s “Walk Of Life”

Joy to Life’s “Walk of Life”

Joy to Life’s Walk of Life was a huge success! We had a great time participating in the race and meeting all of the participants! If you see a picture that you’re in, please feel free to download it! For those of you who were asking about what sets Starke Agency apart from other insurance agencies, contact a Starke representative,…

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4 Tips To Reduce Your Workers Compensation Costs

4 Tips to Reduce Your Workers Compensation Costs

Did you know: Workers' compensation programs in the United States and federal programs together paid $56.0 billion in medical and cash benefits in 2004, an increase of 2.3 percent over 2003 payments. As an employer, you may be concerned about the rising cost of workers compensation costs, however, there are steps you can take to reduce your insurance premium while…

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