The PPACA (Patient Protection and Affordable Care Act) has had a major impact on employee healthcare plans and is causing many employers to rethink the entire employee benefit packages they are offering their teams. Trends show a shift from Employer paid to contributory benefits as employers are realizing how voluntary benefits can improve their ability to attract and retain employees. We have proven success in tailoring Benefits packages in the most cost-effective and administrative friendly manner, all while maintaining compliance with Federal Law.
- Group Health Insurance (BCBS, Viva & UHC)
- Secondary (Gap) Insurance to supplement Group Health
- Group/Voluntary Dental
- Group/Voluntary Vision
- Group/Voluntary Life
- Group/Voluntary Long Term & Short Term Disability
- Group/Voluntary Supplemental Policies (Accident, Cancer, Critical Illness)
- FSAs/HRAs & HSAs
- Short & Long Term Disability
- Payroll, HR & Compliance Solutions
- Key Man Life Insurance
The world of Employee Benefits has never been more challenging. By tailoring your benefits plan and providing administrative support from the education process through helping your employees through re-enrollment meetings, Starke Agency can assist you in meeting those challenges.
Success Story- Family is financially secure, even after the primary provider passed away
Our Employee Benefits department advised a commercial client to enroll in Worksite Life Insurance, enabling their employees to purchase a “guaranteed issue” policy. Having this coverage in place ensured that all of the employees had the option of providing for their families in the event of their death.
Two years later, an employee from their company unexpectedly passed away at the age of forty-two. Because of the Worksite Insurance policy, his family was promptly paid, taking care of all funeral costs. Not only is his family well provided for, but his children now have their own insurance based on the family rider that was in place before their father passed away.