Halloween is a fun and festive time of the year, but it also brings an increased amount of mischievous behavior – and sometimes, that can lead to theft or vandalism. As an insured homeowner or business owner, it’s important to take a few precautions to keep your property and belongings safe during the spooky season.
Here are a few quick tips from your friends at Starke Agency to help you stay protected:
Light It Up
A well-lit property is a major deterrent for would-be vandals and thieves. Keep your porch lights, driveway, and yard well-lit throughout the night – even if you’re not at home.
Use Security Cameras or Doorbell Cams
Visible security systems are one of the best ways to prevent criminal activity. Make sure your cameras are working and pointed at vulnerable areas such as entryways, garages, and decorations. This could also give you a discount on your personal homeowner’s policy!
Secure Decorations
Inflatables and other valuable Halloween decorations are often targeted by pranksters or thieves. Use ground stakes, locking cords, or zip ties to secure them. If they’re particularly valuable, consider bringing them in overnight.
Park Smart
If you’re hosting or attending a Halloween event, park in well-lit, populated areas. Lock your doors and don’t leave valuables in plain sight inside your car. These are great ways to avoid an automobile claim!
Report Suspicious Activity
If you notice anything unusual in your neighborhood – like loitering, vandalism, or suspicious behavior – don’t hesitate to report it to local authorities. Early action can prevent further damage.
Review Your Insurance Coverage
Make sure your homeowner’s, renters, or business insurance policy covers vandalism and theft. If you’re unsure, reach out to your insurance agent for a quick review. Being prepared is better than being surprised by uncovered damage.
Bottom Line: Halloween is a great time to celebrate, but don’t let mischief turn into mayhem. A little prevention goes a long way in keeping your property safe, and your insurance claims to a minimum.
Stay safe and have a great Halloween!
Written by: Maggie McLeod
